Ocean waves meeting sandy shore, symbolizing calm and renewal in East Bay therapy in Orinda, CA

FEES & INSURANCE

Boutique East Bay Therapy in Orinda, CA

Effective, Affordable Psychotherapy

Offering flexible options for in-network and out-of-network insurances, private pay, & 
sliding scale, for easier accessibility

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Payment Options

We accept cash, checks, all major credit cards, and HSA/FSA cards.

Payment is due at the time of service. If you’re using out-of-network benefits, we’re happy to provide weekly or monthly superbills you can submit to your insurance for potential reimbursement.

Client making a credit card payment for therapy services using a portable card reader — trauma-informed therapy in Orinda, CA and the East Bay.

Insurance Accepted

In-Network Plans:

Bountiful Health is in-network with the following insurance providers:

  • Aetna

  • Cigna

  • Optum

  • UnitedHealthcare

If you're covered by one of these plans, your sessions may be partially or fully reimbursed depending on your benefits.

Out-of-Network Benefits:

If we’re not in-network with your insurance provider, you may still be eligible for partial reimbursement through out-of-network benefits. Many PPO plans cover a portion of therapy fees, often reimbursing 50–80% after your deductible is met.

We’re happy to provide superbills (detailed statements) on a weekly or monthly basis that you can submit to your insurance provider for potential reimbursement.

Curious about the benefits of seeing an out-of-network therapist?

While in-network insurance can sometimes feel simpler, there are important advantages to choosing an out-of-network therapist. It can give you more choice in finding the right fit, greater privacy since fewer details are shared with insurance, and the flexibility to shape therapy around your needs rather than plan restrictions. Many people find these benefits outweigh the difference in cost.

Here is an article that talks about reasons why you might want to consider an out-of-network therapist:

8 Reasons to See an Out-of-Network Therapist

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Desk with computer, coffee, and notepad — checking insurance coverage for trauma-informed therapy in Lafayette, CA and Walnut Creek, CA

Verifying Your Insurance Coverage

Helpful questions to ask your provider:

  • Many plans offer mental health benefits, but coverage can vary. This question helps you confirm whether therapy sessions are included and if there are any limitations on the type of therapy or provider you can see.

  • Certain plans may require approval from your insurance company before therapy is covered, even for out-of-network providers.

  • Your deductible is the amount you need to pay out-of-pocket before your insurance begins covering services. Knowing this can help you understand what you’ll owe per session, especially early in the year.

  • Some insurance plans cap the number of covered therapy sessions annually. It’s important to know if your plan limits access and whether additional sessions can be approved if needed.

  • Certain plans require a referral from your primary care doctor or prior approval before starting therapy. This step ensures sessions will be covered, so it’s worth checking before you begin.

  • This tells you if your plan will reimburse therapy sessions with a provider who is not in your network.

  • Some plans reimburse a fixed percentage (like 60–80%), while others use a specific rate based on the provider’s or insurance company’s fee schedule.

Private Pay Session Fees

If you are not using insurance, please contact us directly to discuss session fees.

We’re happy to talk with you about rates, and whether a sliding scale option is available based on your needs.

Cancellation Policy

If you need to cancel or reschedule a session, please provide at least 24 hours’ notice to avoid being charged.

Cancellations made with less than 24 hours’ notice may be subject to the full session fee, as this time is set aside specifically for you.

We understand that emergencies and unforeseen circumstances can arise. If something unexpected comes up, please reach out—exceptions can be made on a case-by-case basis.

Reach Out!

Begin Your Therapy Journey Today

  • In-person sessions available in Orinda, CA

  • Online therapy is available across California

  • Free 20-minute phone or video consultation

Book your FREE 20-minute consultation